Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Bank Sohar - Al Mumayaz Excel Prepaid Card Bank Sohar - Al Mumayaz Excel Prepaid Card Minimum Salary: OMR 500 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: OMR 0 Rate: 1.99%
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Bank Sohar’s Al Mumayaz Excel Prepaid Card is a global card and accepted all over the world for making payments. It is a re-loadable card that can be used anywhere Visa Cards are accepted. This may be in Oman or abroad, at stores, petrol stations, restaurants, theatres, in the mall and online. It can also be used for cash withdrawals at more than 800,000 ATMs worldwide. The prepaid card is pre-loaded with an amount that the customer determines.

For a prepaid card, there is no “line of credit” extended. This means that the spending limit is determined by the amount of money that the customer has loaded on to the card. There are no finance charges, no late fees, and no accumulation of debt. It is a convenient way of utilizing your funds with minimal risk.
Representative Example
If you spend OMR 1,200 at a purchase interest rate of 18.9% (variable) your representative APR will be 18.9% (variable).
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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