Minimum Balance Annual Fee Internet Banking Features
 HSBC Current Account HSBC Current Account Minimum Balance: QAR 0 Annual Fee: QAR 0 Internet Banking: No Features: Multiple Currencies, Free Cheque Book, Current Account
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An HSBC Current Account is a transactional account offering 24/7 access through internet banking, allowing you to manage your money with ease.

HSBC Current Account Features:

-Choice of currencies -Free international debit card -24/7 banking to suit your needs - Free Internet Banking, Phone Banking, Mobile Banking and SMS Alerts. -High withdrawal limits -Convenience - Manage your money online -Link up to two additional bank accounts to your debit card -First cheque book free (available for Qatari Riyal current accounts only) -Overdrafts and standing instructions

Fees and Charges:

Account opening fees - Free Account closure fee (if closed within one year of opening) - QAR 50 Standing instruction setup (through the branch) - QAR 50 per instruction Free through internet or phone banking Penalty fee for insufficient funds for standing orders - QAR100 Account balance letter - QAR20 No liability certificate - QAR20 Clearance letter - QAR20 Monthly charge for inactive account - QAR 10 Statement of account - Free Cash deposit and withdrawal at teller counter - QAR 10 per transaction (withdrawals up to QAR 1,000 and deposits up to QAR 10,000)
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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