Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
Commercial Bank of Qatar - Mortgage Loan Commercial Bank of Qatar - Mortgage Loan Minimum Salary: QAR 15,000 Salary Transfer: Yes Early Settlement Fees: No Maximum Term: 20 Years Flat Rate: 2.67 Reducing Rate: 0.0
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Whether you are looking to buy your first home or another property, we offer a range of mortgage loans to suit you.
Buying a property can be one of ​the biggest financial decisions you will ever make. Our mortgage advisors can guide you through this difficult process, providing local insights on where to buy, as well as letting you know how much you can afford and making sure all the paperwork is in place.

You can also benefit from our range of life insurance, property insurance and evaluation services.

Features & Benefits:
  • Competitive interest rates starting from 4.95% p.a. variable (2.67% flat)
  • Available for salaried and other income customers
  • Financing ready properties and under construction
  • Flexible repayment options
  • Up to 20 years tenure period
  • Dedicated team to guide you through your application
Commercial Bank offers 4 mortgage products:
  • Ready-made
- Designed to finance the cost of purchasing real estate for investment or residential purposes.​
  • Equity Release
- We offer finance against your existing house, land or property,​ allowing you to unlock its value, perhaps to invest in another home or to fund another venture
  • Construction Finance
- We can provide finance to cover the cost of construction of personal or investment properties.
  • The Pearl Qatar
- Designed to help Qataris and Expats purchase freehold residential properties on the artificial island.​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​

Representative example:

If you borrow QAR 10,000 over 3 years at a Representative APR of 4.6% fixed and an annual interest rate of 4.6% you would pay:

Payment per month – QAR 297.50 | Total charge for credit – QAR 710 | Total amount you repay – QAR 10,710

Please note, the actual rate applied to your loan will depend on your circumstances.
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator
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