Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
QIB - QA Credit Card QIB - QA Credit Card Minimum Salary: QAR 5,000 Salary Transfer: No Islamic Finance: Yes Cashback: No Annual Fee: QAR 500 Rate: 0%
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Features & Benefits:
  • Introductory Offer
  • Get Qmiles when you or your supplementary card member spends (at POS) on your QIB-QA Co-Branded card
  • Use these Qmiles to redeem flights on Qatar Airways or other redemption options by the Privilege Club.
  • Free membership to Priority Pass with access to over 600 airport club lounges worldwide. You get unlimited usage complimentary from QIB. Valid for Platinum card holders only.
  • Get automatic insurance against loss, theft, or damage. Valid for Platinum card holders only
  • Get double the manufacturer/retailer warranty for all your card purchases. Valid for Platinum card holders only.
  • Withdraw 100% of your limit anytime.
  • Accepted at over tens of millions of merchant outlets and ATMs in more than 200 countries and territories worldwide.
  • Platinum: For every QR 6 spends you earn 1 Qmile
  • Gold: For every QR 8 spends you earn 1 Qmile
  • Get a diverse selection of exceptional privileges, savings, and opportunities
  • Enjoy 7% discounts on Qatar Airways holiday packages
  • Easy Deals is Qatar Airways new programme feature that offers you the opportunity to redeem award tickets online on Qatar Airways for up to 50% less Qmiles
Fees & Charges:
  • Annual Fee: Gold (primary) 500 - Platinum (primary) 1,000
  • Minimum Salary: Gold 5,000 QAR - Platinum 15,000 QAR
Representative example:

If you spend QAR 1,200 at a purchase interest rate of 18.9% (variable) your representative APR will be 18.9% (variable).
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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