Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Doha Bank Dream Card Doha Bank Dream Card Minimum Salary: QAR 3,000 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: QAR 0 Rate: 1%
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Countless Features & Benefits With Dream Credit Card

Doha Bank's EMV-compliant Dream Credit Card is issued in Both VISA and MasterCard variants.  Equipped with the latest chip technology, the Dream Card comes ready with enhanced security features and the capacity to store reward points. With worldwide acceptance, Doha Bank offers a unique "Free-For-Life" feature, providing you with the Dream Card free from the annual fees, and 2 FREE supplementary cards.

Countless Features & Benefits:

• Free for Life

• 0% Payment Plans – Buy jewellery, mobiles, now and pay over 6 or 12 months

• Equated Monthly Installment Plans

• Free for Life Supplementary Ladies Credit Card for Spouse/Female Family members of the male cardholder

• E-remittance to family and friends back home via the Card

• Secure Online Credit Card Payments

Rewards :

• Membership to the Dream Loyalty Programme • Save 1.25% for purchases and cash withdrawals, locally and overseas • Save 0.50% on E-remittance Transactions and Government Sector Payments

Card Offers :
  • Dine with Doha Bank Cards featuring discounts of up to 25% at restaurants in Qatar
  • Relax with Doha Bank cards at Health Clubs, Salons and spas in Qatar
  •  Travel with Doha Bank cards and enjoy special offers at Travel Agents
Target Segment :
  • Customers with monthly salary of QAR 3,000 and above
  • Fixed deposit customers
  • Al Riyada customers
  • Self employed customers
Documents Required :
  • Application form
  • QID copy
  • Passport (with RP page) – Not mandatory for Qataris
  • A Bank Statement can be submitted as proof for the salary credits (for Tier 3)
  • 2 security cheques ( post dated 3 months and 9 months) are required for all cards except in those cases where the card is applied against block/deposit.
  • All the applications
Other Requirements : 
  • Residency −Valid resident of Qatar −Both Nationals and Expatriates will be eligible for this product
  • Age : 18 – 65 years
  • Salary −Minimum : QR3,000
  • Length of service −Govt, Tier 1, Tier 2 – 1 Month −Tier 3 – 3 Months −Unapproved – 12 Months
  • Minimum Salary credits to the account
  • Zero except for Tier 3/Unapproved
  • (Card will be issued and remain blocked till 1st salary credit)


Representative example:

If you spend QAR 1,200 at a purchase interest rate of 18.9% (variable) your representative APR will be 18.9% (variable).
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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