Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
International Bank of Qatar - Visa Platinum Credit Card International Bank of Qatar - Visa Platinum Credit Card Minimum Salary: QAR 25,000 Salary Transfer: Yes Islamic Finance: No Cashback: No Annual Fee: QAR 0 Rate: 0%
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Enjoy exceptional spending power

The ibq Visa Platinum credit card is not just another credit card.

You can now enjoy exceptional spending power as well as peace of mind wherever you are and benefit from a host of value-added services. From recognition around the world and the latest in card technology, safety and security, the ibq Visa Platinum credit card offers you more.

Features & Benefits:

  • Interest / Profit rate (REDUCING) = 12%
  • Earn 1 thanq point to every 8 QAR spend
  • Exceptional discounts at ibq selected merchant partners
  • Airport lounge access (including Al Maha Transit Lounge- Hamad International Airport)
  • Access to worldwide Visa Offers on dining, travel and shopping offers
  • Free comprehensive multi-trip Travel Insurance cover
  • Free Purchase Protection cover
  • Free Involuntary Loss of Employment cover
  • Tailored limits to suit your financial needs
  • Flexible repayment options of 5%, 10% or 100%
  • Credit card insurance summary
  • Up to 55 days grace period on purchases
  • Cash advances
  • Free online fraud protection with ibq Card Secure
  • Free supplementary cards
  • SMS notification with every transaction
  • 24 hour service through our Call Centre
  • Internet banking service with ibq online
  • Thankq reward points
  • Internet banking
  • No annual fee
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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