Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Mashreq Gold Credit Card Mashreq Gold Credit Card Minimum Salary: QAR 5,000 Salary Transfer: Yes Islamic Finance: No Cashback: No Annual Fee: QAR 149 Rate: 1%
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The Gold Credit Card from Mashreq opens up a gateway into a world of rewarding experiences, giving you the flexibility and peace of mind you need to live your life to the fullest.

Mashreq Gold Credit Card Features:
  • Minimum Salary required - QAR 5000
  • Earn Salaam Reward Points on card usage
  • Convenient repayment procedures mean that no interest is charged when you make a full balance payment. You also get upto 56 days interest free grace period on new purchases
  • 0% interest installment plan in selected partner outlets.
  • Online banking services let you bank from anywhere in the world
  • Free Supplementary Cards for your family members
  • Auto Payment Service available as a Mashreq account holder
  • ATMs at convenient locations across Qatar allows you to pay your credit card bills instantly through cash/cheque deposit 24/7
  • Credit Shield waives the outstanding balance on your card in case of loss of life, total permanent disability or loss of employment for a monthly fee
Interest Rates:
  • Salaried Customers - 1%
  • Self-employed Customers - 2.75%
Annual Fee:
  • Salaried Customers - QAR 149
  • Self-employed Customers - N/A
  • Supplementary - No charge
  • Replacement Card Fee - QAR 150
Representative example:

If you spend QAR 1,200 at a purchase interest rate of 18.9% (variable) your representative APR will be 18.9% (variable).
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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