Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Masraf Al Rayan Platinum Credit Card Masraf Al Rayan Platinum Credit Card Minimum Salary: QAR 5,000 Salary Transfer: Yes Islamic Finance: Yes Cashback: No Annual Fee: QAR 0 Rate: 1%
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Accepted worldwide, having a Masraf Al Rayan Credit Card means you no longer have to choose between convenience and your beliefs.

Masraf Al Rayan Platinum Credit Card Benefits:
  • Grace period up to 50 days
  • Flexible payments starting with a 10% minimum payment
  • Competitive Profit Rate
  • Unlike other cards, profit is calculated only on amount revolved
  • Notification through SMS for every transaction
  • Life Takaful
  • Purchase extended warranty
  • Comprehensive monthly statement
Approved by the Shari’a Supervisory Board of Masraf al Rayan 
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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