Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
al khaliji Commercial Bank - Mortgage Loan al khaliji Commercial Bank - Mortgage Loan Minimum Salary: QAR 25,000 Salary Transfer: Yes Early Settlement Fees: No Maximum Term: 20 Years Flat Rate: - Reducing Rate: 4.5
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A mortgage with al khaliji is easy. Whether you’re buying a new house, transferring your mortgage from another bank, or releasing equity from a property you already own, al khaliji mortgage advisors will provide you with a mortgage tailored to your needs

Features & Benefits:
  • Interest rate of 4% for the first year
  • No management fees when you move your mortgage to us
  • Up to three gold bars for every new customer*
  • Loan tenor up to 20 years*
  • Automatic Premium Banking Status
  • QR 500 as reward whenever you successfully refer a premium customer to the bank
*Terms & Conditions apply

Representative example:

If you borrow QAR 10,000 over 3 years at a Representative APR of 4.6% fixed and an annual interest rate of 4.6% you would pay:

Payment per month – QAR 297.50 | Total charge for credit – QAR 710 | Total amount you repay – QAR 10,710

Please note, the actual rate applied to your loan will depend on your circumstances.
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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