Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
Barwa Bank - Constructed Properties Finance Barwa Bank - Constructed Properties Finance Minimum Salary: QAR 20,000 Salary Transfer: No Early Settlement Fees: Yes Maximum Term: 0 Years Flat Rate: 0.0 Reducing Rate: 0.0
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If you need to move, have found your dream home or extended your family, at Barwa Bank we can help you finance your new home with a finance plan that is fully approved by our Shari’ah Supervisory Committee.

At Barwa Bank, we offer a simple solution for all your home finance needs. With us, the option of buying the right house and paying its price in conformity with Islamic law has never been easier.

Features & Benefits:
  • Ready property finance for Qatar Nationals and expatriates
  • High Finance Amount and Tenure
  • Attractive fees and floating rates linked to Qatar Central Bank rates
  • Financing major developers and projects
  • Easy application process, with approval in less than 24 hours after submitting your application and documents
  • Fully transparent transaction with low processing fees and no additional charges
  • No hidden costs.
Documents Required:
  • Completed House Finance Application Form
  • Expatriates: Copy of Passport with valid residence permit
  • Copy of ID card for Qatari nationals
  • Salary transfer undertaking for salaried individuals
  • Copy of CR with signatory card and Article of Association for self-employed.
  • 6 month original Bank Statement for new customers only
  • Valid property quotation addressed to Barwa Bank
  • Copy of Financed Title Deed or Sales & Purchase agreement for Apartments
  • Current property Owner ID and If the property is against a liability in another bank then valid liability letter
  • Life and Property Takaful Coverage
Representative Example:

If you borrow QAR 10,000 over 3 years at a Representative APR of 4.6% fixed and an annual interest rate of 4.6% you would pay:

Payment per month – QAR 297.50 | Total charge for credit – QAR 710 | Total amount you repay – QAR 10,710

Please note, the actual rate applied to your loan will depend on your circumstances.
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator
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