| Minimum Salary | Salary Transfer | Islamic Finance | Cashback | Annual Fee | Rate | |
|---|---|---|---|---|---|---|
Jordan Dubai Islamic Bank - Visa Charge Card
|
Minimum Salary: JOD 0 | Salary Transfer: No | Islamic Finance: Yes | Cashback: No | Annual Fee: JOD 25 | Rate: 0% |
The safe way to purchase
JDIB provides interest-free credit cards that are compatible with the principles of Shari’a. Your card can be used worldwide where there is a Visa sign on the windows of shops or retail outlets, hotels, websites and other premises. Cardholders can also make cash withdrawals at more than a million ATMs and financial institutions all over the world. The amount withdrawn or utilized will be due to Jordan Dubai Islamic Bank at the end of the facility period and must be paid accordingly in full amount.
JDIB provides interest-free credit cards that are compatible with the principles of Shari’a. Your card can be used worldwide where there is a Visa sign on the windows of shops or retail outlets, hotels, websites and other premises. Cardholders can also make cash withdrawals at more than a million ATMs and financial institutions all over the world. The amount withdrawn or utilized will be due to Jordan Dubai Islamic Bank at the end of the facility period and must be paid accordingly in full amount.
Features
- Sharia compliant
- Safe, smart card with electronic chip
- Credit limit up to JD 15,000
- Provides two kinds of cards : Gold and Silver.
- Ability to provide up to 4 cards
- Card is accepted locally and internationally at over 27 million points of sale
- The card limit is renewed on yearly basis
- Can be used for online shopping
- Easy and flexible use
Representative Example
If you spend JD 1,200 at a purchase interest rate of 18.9% (variable) your representative APR will be 18.9% (variable).
** Calculator Definitions
Amount:
The total amount of money borrowed, also referred to as the principal amount.
Rate (%):
This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years:
This is the original term or length of the product, stated in years.
Effective Monthly Payment:
This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%):
The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
