Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
Ahli Bank - My Home Ahli Bank - My Home Minimum Salary: OMR 300 Salary Transfer: No Early Settlement Fees: Yes Maximum Term: 20 Years Flat Rate: 3.95 Reducing Rate: 0.0
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​Minimum Salary
​Omanis:
  • Government and Quasi Government Employees RO 300 p.m.
  • Private Sector Employees RO 500 p.m.​​​
Expatriates:
  • RO 1​,000 p.m.

​Minimum Age
​21 Years
​Max Age (On maturity or retirement age)
​Omanis: 60 Years.
Expatriates: 55 Years.
​Maximum Loan Amount
​Omanis: RO 250,000
Expatriates: RO 35​,000
Representative Example
If you borrow OMR 10,000 over 3 years at a Representative APR of 4.6% fixed and an annual interest rate of 4.6% you would pay: Payment per month – OMR 297.50 | Total charge for credit – OMR 710 | Total amount you repay – OMR 10,710 Please note, the actual rate applied to your loan will depend on your circumstances.
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
HSBC Oman - Home Loan
Minimum Salary
OMR 500
Reducing Rate
9.0%
Oman Arab Bank - Al Dar Housing Loan
Minimum Salary
OMR 500
Reducing Rate
10.8%