Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
Al Khaliji Commercial Bank - Personal Loan Al Khaliji Commercial Bank - Personal Loan Minimum Salary: QAR 10,000 Salary Transfer: Yes Islamic Finance: No Maximum Term: 6 Years Flat Rate: - Reducing Rate: 3.99%
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al khaliji personal loan offers you a variety of options to meet your personal needs without pledging an asset such as a car or house to secure the loan. so whether you're planning a wedding, renewing your kitchen or jetting off on a holiday abroad, al khaliji is bound to have an interest rate and a loan to suit.

al khaliji personal loan gives you the financial flexibility you need to meet your personal goals.

Features & Benefits:
  • No fees
  • generous loan amounts
  • Up to 4 years for expatriates; 6 years for Qataris
  • Choice of Visa Platinum or Visa Signature Credit Card with airport lounge access  and a host of other benefits
  • Doorstep Banking and dedicated relationship manager
Representative example:

If you borrow QAR 10,000 over 3 years at a Representative APR of 4.6% fixed and an annual interest rate of 4.6% you would pay:

Payment per month – QAR 297.50 | Total charge for credit – QAR 710 | Total amount you repay – QAR 10,710

Please note, the actual rate applied to your loan will depend on your circumstances.
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
International Bank of Qatar - Personal Loan for Qatari Nationals
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