Minimum Balance Annual Fee Internet Banking Features
 QIB Current Account QIB Current Account Minimum Balance: QAR 0 Annual Fee: QAR 0 Internet Banking: No Features: Phone Banking, Free Cheque Book, Current Account
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A current account is a call deposit for individuals. It allows for cash withdrawal and deposit, and send/receive transfers during working hours. Your account can be accessed all day through our many banking channels, including ATMs, online banking, Mobile banking, and SMS banking. You can open the account in all major currencies such as QAR, GBP, EURO, and USD.

QIB Current Account Features:

-Balance can be accessed any time -Enables carrying out all types of transactions (Withdrawal, Deposit and transfers) -Enables you to request Cheque book -Free e-Statement (Daily, Weekly, Monthly) -Free Phone Banking services -Free Internet Banking services -Free Mobile Banking (You can download the QIB Mobile app that matches your mobile device) -Free Visa electron (first year) which enables drawing from bank ATMs and the NAPS network, in addition to from teller machine all over the world that are authorized by Visa International -Execution of transaction through any of the bank branches -Conveyance of standing order for payment without physical presence -Automated debit of monthly installment -Confidentiality and utmost secrecy -You must be at least 18 years old -Minors can open accounts through a legal custodian.

Documents Required:

-You can apply at the nearest branch by filling out a form, supplying your signature (on the signature card) -Copy of your ID (for Locals & Expats) -Copy of Passport (for Expats) -Your employer certificate
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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