Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
QIB - Classic Card QIB - Classic Card Minimum Salary: QAR 5,000 Salary Transfer: No Islamic Finance: Yes Cashback: No Annual Fee: QAR 200 Rate: 0%
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Features & Benefits:
  • Introductory Offer
  • Annual Fee - QAR 200
  • Shari'a-compliant
  • Fast approval process
  • 100% cash withdrawal
  • Supplementary cards
  • Monthly statements to track your spending
  • Request of statement by fax
  • Free SMS notification
  • In case of emergency, the card can be replaced from anywhere in the world
  • Globally accepted
  • Cash withdrawal fees 3 %
  • Currency conversion fee 2 %
Representative example:

If you spend QAR 1,200 at a purchase interest rate of 18.9% (variable) your representative APR will be 18.9% (variable).
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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