Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
International Bank of Qatar - Personal Loan for Expatriates International Bank of Qatar - Personal Loan for Expatriates Minimum Salary: QAR 10,000 Salary Transfer: Yes Islamic Finance: No Maximum Term: 4 Years Flat Rate: 3.1% Reducing Rate: 5.75%
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At ibq, we understand that to make things happen you sometimes need a little help. That is why our personal loans are designed to offer the most rewarding terms in Qatar.

So whatever your needs, whether you need to make improvements on your home, take that long awaited holiday or simply to top up your income for a little time - you are guaranteed to find a loan that suits you.

Our experienced team will assist you to choose the right loan for you with flexible repayment terms.

Features & Benefits:
  • No management fees
  • Top up and installment deferral options
  • Fast approvals
  • thanq Rewards Program
  • Flexible repayment periods
  • Credit Life Insurance
  • SMS notification with every transaction
  • Internet banking
thanq Rewards Program - earn rewards when you borrow

You can redeem your points with over 800 airlines, 160,000 hotels, car rental services and attractions worldwide

Representative example:

If you borrow QAR 10,000 over 3 years at a Representative APR of 4.6% fixed and an annual interest rate of 4.6% you would pay:

Payment per month – QAR 297.50 | Total charge for credit – QAR 710 | Total amount you repay – QAR 10,710

Please note, the actual rate applied to your loan will depend on your circumstances.
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator
International Bank of Qatar - Personal Loan for Qatari Nationals
Minimum Salary
QAR 10000
Flat Rate
Commercial Bank of Qatar - Personal Loan
Minimum Salary
QAR 5000
Flat Rate
Doha Bank Personal Loan
Minimum Salary
QAR 5000
Flat Rate
HSBC - Personal Loan for Expatriates
Minimum Salary
QAR 15000
Flat Rate