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Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
SGBJ - SOG Express SGBJ - SOG Express Minimum Salary: JOD 200 Salary Transfer: No Islamic Finance: No Maximum Term: 8 Years Flat Rate: 5.81% Reducing Rate: 10.45%
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Are you planing for a short term project and need some financial support? Sogexpress will stand by your side with simplified conditions.
Features
  • Allocated amount is determined based on the client’s Debt Burden Ratio (DBR) or against cash collateral.
  • Repayment duration can extend up to 72 months for the private sector employees and 96 months for the public sector employees.
Documents Required
  • Personal identification for Jordanians, passport for non-Jordanians, appointment certificate for military. persons, household register.
  • Salary transfer.
  • Proof of income.
  • Salary slip for the last 3 months and account statement for the past 6 months.
  • Commercial registration certificate and profession practice licence.
  • Residence proof (rent or owned).
Additional Information
 
  • The choice of the loan currency is based on your income.
  • Minimum monthly income is JOD 350 for the private sector and JOD 200 for the public sector employees.
  • 1% loan granting commission is charged.
  • Attractive conditions for Makasseb current account holders.
  • Every individual of more than 21 years of age, with a stable revenue and 1 year of experience in the same business field, is eligible for Sogexpress.
   
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest flat rate on the product. This is not the APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The calculated Annual Percentage Rate(APR) is determined using the annual interest rate on the product plus fees and other costs. The APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator
Cairo Amman Bank - Personal Loan
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Ahli Bank - Personal Loan against salary transfer
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Jordan Dubai Islamic Bank - Al Yusr Personal Loan
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SGBJ - Personal Loan
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JOD 200
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5.6%