| Minimum Salary | Salary Transfer | Islamic Finance | Cashback | Annual Fee | Rate | |
|---|---|---|---|---|---|---|
AUB - Cyber Credit Card
|
Minimum Salary: KWD 0 | Salary Transfer: No | Islamic Finance: Yes | Cashback: No | Annual Fee: KWD 20 | Rate: 0% |
Cyber (50 KD to 150KD)
The Prepaid Card is a reloadable card that can be used as a form of a credit card; where you charge the credit before the initial purchase.
Against Collateral Requirements:
- Valid Civil ID
- AML(Anti Money Laundry)
- Letter of Lean
- AUB Account
Against Salary Requirements:
- Valid Civil ID
- AUB Account
- AML(Anti Money Laundry)
- Salary Certificate
- Continuation of Salary
Features
- Pearls Instant Discounts
- Pearl Points Program
- No Minimum Balance charges
- Smart Chip Security Ensured
- 3D Secure Service
- Takaful Travel Insurance
- Emergency Medical Insurance
- 50% Discounted annual fees for credit card against Al-Hassad or a deposit
** Calculator Definitions
Amount:
The total amount of money borrowed, also referred to as the principal amount.
Rate (%):
This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years:
This is the original term or length of the product, stated in years.
Effective Monthly Payment:
This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%):
The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
