Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
KIB Al Moyassira Visa Credit Card KIB Al Moyassira Visa Credit Card Minimum Salary: KWD 400 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: KWD 0 Rate: 1%
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Available in both Classic and Gold, the card fulfills your financial needs as it offers the convenience of easy monthly payment. This card can be used for shopping, dinning, online purchasing and for just about anything at any place worldwide

KIB Al Moyassira Visa Credit Card Features:
  • Shari’ah complaint
  • 10% minimum monthly payment option
  • Smart chip for enhanced security
  • Fees are fixed and no hidden charges
  • Eligible to avail additional card(s)
  • Accepted at over 30 million Visa outlets worldwide
  • Convenience of withdrawing cash from more than a million ATMs worldwide
  • Enjoy special offers and discounts through Al Dawli Mall scheme
  • Access to “Al Dawli Weyak” : 24/7 Customer Service Centre
  • Access to “Al-Dawli Online” service to check card activities
  • SMS update of card activities
  • Take advantage of VISA offers
  • Free unlimited access to major airports lounges
  • Free travel insurance
  • 3% Cash Back on POS or Online transactions
  • Free My Box Posta Plus service with Visa Gold card
Documents Required:
  • Copy of Original valid Civil ID
  • Open an account
  • Salary transfer or provide collateral
  • Card Application
Representative Example:

If you spend KWD 1,200 at a purchase interest rate of 18.9% (variable) your representative APR will be 18.9% (variable).
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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