Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Bank Muscat - classic credit card Bank Muscat - classic credit card Minimum Salary: OMR 250 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: OMR 10 Rate: 1.5%
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  • Omani nationals or residents with a valid resident card and visa
  • minimum age of 18 years
  • a minimum monthly salary of OMR 250 or an equivalent deposit
  • meet bank muscat’s credit requirements
  • work for the government or in a listed bank muscat approved company

Required Documents:
  • copy of id card (nationals)
  • a copy of the resident card, passport and a valid visa (expatriates)
  • salary transfer letter or deposit in the bank
  • details of any existing debt burden if any (home loan, investment, property loans, personal loans)

you need to repay the ‘minimum payment due’, which is equivalent to 5% or OMR 10 (whichever is higher) of the ‘current balance’, as well as any past dues.

  • worldwide acceptance
  • 52 days interest-free credit period
  • cash advance facility from visa ATMs worldwide
  • supplementary cards for family members over 18 years of age
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