Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
HSBC - Visa Platinum Credit Card HSBC - Visa Platinum Credit Card Minimum Salary: OMR 0 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: OMR 30 Rate: 1.5%
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Airport Lounge Access travel in comfort with free access to a range of worldwide airport lounges
To access a participating lounge:
  • Identify yourself as a LoungeKey member to the lounge reception staff
  • Show your HSBC Visa Platinum Credit Card to the lounge staff to register your visit and grant you access to the lounge
  • This is available to HSBC Visa Platinum Credit Card primary and supplementary cardholders.
  • Download the Visa Explore mobile app to see the airport lounges available to you at any destination.
  • Visa Explore mobile app is available now to download from your app store
  • This is what you have to do
  • Enter 'Visa Explore' into your app store's search bar
  • Download and install the 'Visa Explore' For You mobile app on your smartphone
  • Open the app and follow the instructions on your mobile/tablet screen
  • Visa and Partners Terms and Conditions apply.
  • With HSBC Platinum Credit Cards, you get the exclusive HSBC Entertainer mobile App with over 8,000 'Buy 1 Get 1 Free' offers in 15 countries, Find out more
  • Agoda Hotel Discounts
  • Enjoy discounts of up to 12% with Agoda when booking with your HSBC Visa Platinum Credit Card. Visit terms and conditions apply
  • Settle your monthly outstanding balance in full and get up to 56 days interest-free credit on purchases
  • Low monthly interest rate of 1.5% on retail purchases
  • Cash advance of up to 40% of your available credit limit
  • Get 0% interest with HSBC 0% Flexi Instalment Plan - on monthly instalments
  • Up to two supplementary cards available for family members - the cards are free of charge and have a shared limit, ensuring that your loved ones are never left in a bind

Purchase Protection

  • Your HSBC Visa Platinum card has a Purchase Protection benefit for lost, stolen or damaged goods purchased with your card
  • (This protection is not offered by HSBC, but by Visa).

Extended Warranty

  • Your Visa Platinum card has an Extended Warranty benefit that automatically doubles the original manufacturer’s warranty for an item purchased with your card
  • (This protection is not offered by HSBC, but by Visa).

** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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