Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Oman Arab Bank - Smart Commercial Card Oman Arab Bank - Smart Commercial Card Minimum Salary: OMR 0 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: OMR 0 Rate: 0%
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OAB pioneered the electronic payment business for paying government fees in the Sultanate of Oman. Our successful Smart Card e-payment service provides our corporate customers with the most unique, secured and convenient e-payment system to settle their Government fees without the hassle of cash and cheques.

The card is fully secured with advanced chip features and can be restricted by the company to be used at a specific merchant category. Additionally, it also works in remote areas with limited or no connectivity.

You may load your OAB with funds directly from the convenience of your office or your home, through OAB internet banking service or ATM machines, and keep track of all your spending through the online reports.

Additional Information
  • All companies having a corporate relationship with OAB.
Documents Required:
  • Identity documentation for employers.
  • Company financial authorization letter.
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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