Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Bank Sohar - Al Mumayaz Excel Debit Card Bank Sohar - Al Mumayaz Excel Debit Card Minimum Salary: OMR 500 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: OMR 0 Rate: 1.5%
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When you open your Al Mumayaz Account with Bank Sohar, you are entitled to receive an Excel Visa Debit Electron Card. Bank Sohar’s Excel Visa Debit Electron Card can be used for cash withdrawals via ATMs and for payment of purchases via Point-of-Sale (POS) machines. The card can be used in Oman and worldwide at over one million ATMs and 29 million merchant locations where Visa Electron Cards are accepted. Use of the card for cash withdrawal at OmanNet ATMs is free of charge for the Bank's customers.

Bank Sohar’s Excel Debit Card is an un-embossed magnetic strip Visa Electron product. By virtue of being a debit card, the card will be linked directly to your account and every transaction will result in a direct debit of that account. There is no membership fee for the Card and it will be issued to all customers free of charge. There is no interest to be paid and the extent of use of the debit card will be determined by the available balance of funds in the pertaining account..
Representative Example
If you spend AED 1,200 at a purchase interest rate of 18.9% (variable) your representative APR will be 18.9% (variable).
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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