- Minimum Salary requirement RO 1,000
- Free membership for the first year
- Introductory 12% p.a. interest rate for the first year of membership
- The most comprehensive insurance cover in the market:
- Travel Insurance
- Credit Shield
- Purchase Protection
- Zero Lost card liability
- Purchase Protection
- Extended Warranty
- Free Unlimited access to more than 1000 airport lounges worldwide.
- Complementary 2000 rewards points with the Mukaaf’aat Al Mumayaz loyalty program
- Complimentary international medical and travel assistance for visa application. For more information, visit: www.visa.com
- 24/7 Global emergency assistance
- Easy installment plan (3,6,12 months) with 0% interest. T & C apply
** Calculator Definitions
Amount:
The total amount of money borrowed, also referred to as the principal amount.
Rate (%):
This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years:
This is the original term or length of the product, stated in years.
Effective Monthly Payment:
This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%):
The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.