Minimum Revenue Maximum Loan Amount Equity Required Maximum Term Flat Rate Reducing Rate
Emirates Money Personal Loan Emirates Money Personal Loan Minimum Revenue: AED 600,000 Maximum Loan Amount: AED 400,000 Equity Required: Yes Maximum Term: 4 Years Flat Rate: 10.0% Reducing Rate: 18.0%
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  • Loans for self-employed individuals
  • Cash loans up to AED 400,000
  • Flexible repayment terms of up to 48 months
  • Top up facility
Documents Required:
  • Passport copy with visa page
  • Copy of trade license
  • Last 3 months of original bank statements
  • Memorandum of Association (MOA)
  • Power of Attorney (POA)
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest flat rate on the product. This is not the APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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