Minimum Salary Salary Transfer Early Settlement Fees Maximum Term Flat Rate Reducing Rate
Ajman Bank - Used Car Loan Ajman Bank - Used Car Loan Minimum Salary: AED 5,000 Salary Transfer: No Early Settlement Fees: - Maximum Term: 5 Years Flat Rate: 3.1% Reducing Rate: 5.7%
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Ajman Bank offers auto finance to individuals and corporates through the Islamic principle of Murabaha. As per their commitment they deliver your dream vehicle in a quick and easy manner yet remain true to Shariah principles 

Ajman Bank Car Finance features:
  • Most competitive rate
  • Available for new & used cars
  • Financing facility up to AED 500,000
  • Financing tenure up to 60 months
  • With or without salary transfer
  • Simple documentation
  • Quick approvals
  • Special Offer for Affluent Customer for Exotic and Luxury Car Finance
  • Pre-approved Credit card for all Auto Finance Customer
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator
ADCB Islamic Banking - Car Finance
Minimum Salary
AED 5,000
Flat Rate
2.49%