Minimum Salary Salary Transfer Early Settlement Fees Maximum Term Flat Rate Reducing Rate
Commercial Bank International - Auto Loan Commercial Bank International - Auto Loan Minimum Salary: AED 5,000 Salary Transfer: No Early Settlement Fees: 1% Maximum Term: 5 Years Flat Rate: 3.0% Reducing Rate: 5.44%
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Found your dream car already or still working out your budget? When you are figuring out how to pay for it, we can help you on your journey with our fast, easy auto loan.

Required Documents
  • Valid passport for UAE Nationals
  • Valid passport and UAE resident’s Visa for expatriates
  • Valid Emirates ID
  • Valid UAE driving license
  • Your last three month’s bank statements
  • Salary Certificate
  • Dealer quotation (new car), or;
  • Dealer valuation (used car)
*The interest rates for auto loan vary from 3.75% to 4.5% per year
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator
ADCB Islamic Banking - Car Finance
Minimum Salary
AED 5,000
Flat Rate