Minimum Salary Salary Transfer Early Settlement Fees Maximum Term Flat Rate Reducing Rate
Dubai Islamic Bank - Auto Refinance Dubai Islamic Bank - Auto Refinance Minimum Salary: AED 3,000 Salary Transfer: No Early Settlement Fees: - Maximum Term: 5 Years Flat Rate: 0.0% Reducing Rate: 0.0%
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Cash In Hand

It's easy access to funds when you need it most. Visit your nearest DIB branch with the necessary documents and receive finance for up to 80% of your vehicle value, as sale price and pay financial lease installments over a 60-month period (maximum).

Financing Convenience

With a minimum salary requirement of AED 3,000 and no salary transfer necessary, the DIB Auto Refinance product is focussed on you, minimising complexity and maximising convenience.

Simple Documentation

We've kept things easy to accomplish when it comes to auto financing. Our documentation process is simple and easy to put together, but may vary depending on the type of customer and the kind of vehicle being financed.

** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator
ADCB Islamic Banking - Car Finance
Minimum Salary
AED 5,000
Flat Rate