Minimum Salary Salary Transfer Early Settlement Fees Maximum Term Flat Rate Reducing Rate
Emirates NBD - Auto Loan For Used Cars Emirates NBD - Auto Loan For Used Cars Minimum Salary: AED 4,000 Salary Transfer: No Early Settlement Fees: 1% Maximum Term: 5 Years Flat Rate: 2.99% Reducing Rate: -
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  • Fixed and variable interest rates starting from 3.75%
  • Pay down only 20% of the vehicle cost
  • Finance may be extended through a loan or credit facility
  • Instant pre-qualification
  • No charges for vehicle release letter, mortgage placement, NOC to traffic department, change in registration or temporary mortgage release

Easy process and documentation
Free credit card and bank account
Preferred pricing on pre-owned vehicles

Minimum salary: AED 5,000
Minimum down payment: 20%
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator
ADCB Islamic Banking - Car Finance
Minimum Salary
AED 5,000
Flat Rate