Minimum Salary Salary Transfer Early Settlement Fees Maximum Term Flat Rate Reducing Rate
NBQ - Auto Loan NBQ - Auto Loan Minimum Salary: AED 0 Salary Transfer: No Early Settlement Fees: 1% Maximum Term: 5 Years Flat Rate: - Reducing Rate: 2.75%
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The NBQ Auto Loan offers you the chance to buy the new car of your dreams. With loans of up to AED 750,000 and repayment periods of up to 60 months, we can offer you an attractive rate of interest (starting at just 2.75% per annum) and a free VISA Classic or Gold Credit Card.

  • 50% Discount on processing fee 
  • Car loan amount up to AED 750,000
  • Available for new and Used 
  • Attractive rate of interest 
  • Flexible Repayment period up to 60 months 
  • Option to defer 2 installment per year
  • Fast and easy process 
  • Salary transfer is not mandatory 
  • No minimum service period criteria 
  • Minimum salary criteria apply 
  • All Nationalities 
  • Available to customer minimum 21 years of age and 65 years of age at maturity of loan
  • Minimum length of service of 1 year with current employer 
  • Applicable for salaried and self-employed individuals
Required Documents:
For all customers
  • Application form and agreement Kit to be completed
  • A copy of your passport & Emirates ID
  • A copy of the residency visa (if applicable)
  • Proof of address or business address (e.g. utility bill, tenancy contract)
  • Any other documents at the discretion of the Bank
For salaried individuals
  • 3 months bank statements
  • A salary certificate and a copy of most recent pay slip
Self-employed individuals and businesses
  • A valid copy of passport and Emirates ID 
  • 6 months bank statements of Business Account
  • Other documents may be requested at the discretion of the bank

  • Processing Fees: 1% of Loan Amount with minimum AED 500 & maximum AED 2,500
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator
ADCB Islamic Banking - Car Finance
Minimum Salary
AED 5,000
Flat Rate