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Compare Credit Cards

Choose from 200+ Credit Cards

Whether you're looking for credit cards with airmiles benefits or two-for-one on entertainment, then look no further. We compare over 200 cards to find you the right one. We have cards that offer rewards and cashback, and even some with free airport lounge access and travel benefits. Enter your requirements below and find the best card for you.

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Feature Reset
AED 100 of Carrefour & Amazon Vouchers
Air Miles
Airport Lounge Access
Balance Transfer
Cash Back
Cinema Offers
Concierge Service
Dining/Discounts/Offers
Discounts
Discounts / Vouchers / Offers
E-Statement
Fitness & Wellness Memberships
Free Bank Account
Free Supplementary Cards
Free Travel Insurance
Free for Life
Golf Benefits
Hotel Discounts
Internet banking
Introductory Offers
Islamic Finance
Joining Bonus
Loan Servicing
Monthly Statement
Monthly Statements
No Salary Transfer
Offers
Online Banking
Phone Banking
Roadside Assistance
SMS Notification
Sharia Compliant
Travel Benefits
Travel insurance
Up to 5 free supplementary credit cards
Valet Parking
Zomato Pro Membership
Bank Reset
Abu Dhabi Commercial Bank
Abu Dhabi Commercial Bank-Islamic
Abu Dhabi Islamic Bank
Ajman Bank
Al Hilal Bank
American Express
Arab Bank
Citibank
Commercial Bank International
Commercial Bank of Dubai
Dubai First
Dubai Islamic Bank
Emirates Islamic
Emirates NBD
Finance House
First Abu Dhabi Bank
HSBC
Liv
MySeva
Najm
National Bank of Fujairah
Noor Bank
Samba
Sharjah Islamic Bank
Standard Chartered Bank
United Arab Bank
simplylife from ADCB

Citibank - Citi Simplicity

AED 5,000
Minimum Salary
AED 0
Annual Fee
3.5%
Rate
No
Salary Transfer

Features:

Discounts / Vouchers / Offers, Balance Transfer, Airport Lounge Access, Free Supplementary Cards, No Salary Transfer

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Citibank - Emirates-Citibank Ultimate

AED 18,000
Minimum Salary
AED 800
Annual Fee
3.25%
Rate
No
Salary Transfer

Features:

Discounts / Vouchers / Offers, Balance Transfer, Air Miles, Airport Lounge Access, Cinema Offers, Golf Benefits, Travel Benefits, No Salary Transfer, Free Travel Insurance

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Citibank - Emirates-Citibank Ultima

AED 36,750
Minimum Salary
AED 3,000
Annual Fee
3.25%
Rate
No
Salary Transfer

Features:

Balance Transfer, Air Miles, Airport Lounge Access, Cinema Offers, Golf Benefits, Free Supplementary Cards, No Salary Transfer

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Citibank - Emirates-Citibank World

AED 12,000
Minimum Salary
AED 400
Annual Fee
3.25%
Rate
No
Salary Transfer

Features:

Discounts / Vouchers / Offers, Balance Transfer, Air Miles, Airport Lounge Access, Cinema Offers, Free Supplementary Cards, No Salary Transfer, Free Travel Insurance

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Citibank - Citi Prestige

AED 30,000
Minimum Salary
AED 1,500
Annual Fee
3.25%
Rate
No
Salary Transfer

Features:

Cash Back, Discounts / Vouchers / Offers, Balance Transfer, Air Miles, Airport Lounge Access, Cinema Offers, Golf Benefits, Free Supplementary Cards, Travel Benefits, No Salary Transfer, Free Travel Insurance

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Citibank - Citi Rewards

AED 8,000
Minimum Salary
AED 300
Annual Fee
3.25%
Rate
Yes
Salary Transfer

Features:

Discounts / Vouchers / Offers, Airport Lounge Access, Cinema Offers, Travel Benefits, Free Travel Insurance

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Citibank - Citi Premier

AED 15,000
Minimum Salary
AED 750
Annual Fee
3.25%
Rate
Yes
Salary Transfer

Features:

Cash Back, Discounts / Vouchers / Offers, Balance Transfer, Air Miles, Airport Lounge Access, Cinema Offers, Golf Benefits, Free Supplementary Cards, Travel Benefits, Free Travel Insurance

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Citibank - Citi Cashback Card

AED 8,000
Minimum Salary
AED 0
Annual Fee
3.25%
Rate
No
Salary Transfer

Features:

Cash Back, Discounts / Vouchers / Offers, No Salary Transfer

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Citibank - Citi Ready Credit

AED 5,000
Minimum Salary
AED 0
Annual Fee
3.5%
Rate
No
Salary Transfer

Features:

Airport Lounge Access, Online Banking, No Salary Transfer, Loan Servicing

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Got a question?
  • Interest Rates - Is the rate communicated by a monthly interest rate or an annual rate? Rates may also vary according to your monthly salary, your place of employment or whether you’re already a customer of the bank
  • Salary requirement – what is the minimum salary requirement? You need to identify which cards you’re eligible for and then compare the rates, fees and other benefits accordingly
  • Foreign currency rate – if you travel frequently, work out how much you will pay on top of the transaction amount if transactions are made in a foreign currency? Each time you make a transaction on your credit card outside of the UAE, banks will charge you a fee as a percentage of your spend
  • Annual fee – Even if a bank advertises no annual fee, make sure a fee is not applicable from the second year onwards
  • Other applicable fees and charges – for late payments for example
  • Benefits – consider the benefits provided such as air miles, airport lounge access, discounts on hotels and car hire or cash back
Arrange to meet with your bank and discuss your options with them. Perhaps you can convert the outstanding balance to a loan in order to pay off the card quicker and with lesser interest payments to be made. If you do manage to arrange this, cut the card up and don’t ever use it again!
You can make repayments in one of three ways:
  • ATM machine
  • In the branch
  • Online
Most credit cards offer an interest free period of 50-55 days. If you pay the full outstanding balance within this period, you will not have to pay interest.
No. You would be better taking out a personal loan instead where the interest is less and payments often more manageable. You are then avoid the temptation and option of just putting one more thing on your credit card.
No. Some credit cards will charge no interest for up to 12 months. Others charge 30-35% interest. Be warned, rates in the UAE are much higher than most other countries.
Your bank will determine the spending limit on your card, according to your ability to pay back the dept and the type of credit card you have. Your limit will usually be set at two or three times your monthly salary. As interest rates in the UAE are very high, we advise you don’t borrow more than you can realistically afford to pay back.
You can save interest charges by transferring your outstanding balance to another bank’s credit card that charges no interest. Click here for further information about this.
A premium credit card normally requires the holder to have a higher income and will often incur a higher annual fee in exchange for premium benefits.
Yes. Some Islamic credit cards come with a monthly fee and others with a monthly profit rate. These cards often still have an annual fee so make sure that you check clearly all the associated fees