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Choose from 200+ Credit Cards

Whether you're looking for credit cards with airmiles benefits or two-for-one on entertainment, then look no further. We compare over 200 cards to find you the right one. We have cards that offer rewards and cashback, and even some with free airport lounge access and travel benefits. Enter your requirements below and find the best card for you.

Looking for Specifics? Try Filters
Feature Reset
Air Miles
Airport Lounge Access
Balance Transfer
Careem Plus
Carrefour Discount
Cash Back
Cinema Offers
Concierge Service
Dining/Discounts/Offers
Discounts
Discounts / Vouchers / Offers
E-Statement
Fast Track
Free Bank Account
Free Supplementary Cards
Free Travel Insurance
Free for 1st year
Free for Life
Golf Benefits
Hotel Discounts
Introductory Offers
Islamic Banking
Islamic Finance
Loan Servicing
Monthly Statement
No Salary Transfer
Offers
Online Banking
Phone Banking
Priority Check-in
Roadside Assistance
Sharia Compliant
Talabat Discounts
Travel Benefits
Travel insurance
Up to 5 free supplementary credit cards
Valet Parking
Vouchers Card
Vouchers and Offers
Zomato Gold Membership
Bank Reset
Abu Dhabi Commercial Bank
Abu Dhabi Islamic Bank
Ajman Bank
Al Hilal Bank
Al Masraf
American Express
Citibank
Commercial Bank International
Commercial Bank of Dubai
Dubai First
Dubai Islamic Bank
Emirates Islamic
Emirates NBD
First Abu Dhabi Bank
HSBC
Liv
Ruya Community Islamic Bank
Standard Chartered Bank
United Arab Bank
HSBC Emirates Skywards Signature Credit Card

HSBC Emirates Skywards Signature Credit Card

Product of the Month
HSBC Emirates Skywards Signature Credit Card
AED 12,500
Minimum Salary
AED 1,050
Annual Fee
3.69%
Rate
No
Salary Transfer

Features:

Discounts / Vouchers / Offers, Air Miles, Airport Lounge Access, Cinema Offers, Travel Benefits, No Salary Transfer, Free Travel Insurance, Discounts, Hotel Discounts, Priority Check-in, Vouchers Card, Zomato Gold Membership, Careem Plus

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HSBC - Max Rewards Credit Card

HSBC - Max Rewards Credit Card

HSBC - Max Rewards Credit Card
AED 12,500
Minimum Salary
AED 0
Annual Fee
3.69%
Rate
No
Salary Transfer

Features:

Discounts / Vouchers / Offers, Air Miles, Airport Lounge Access, Cinema Offers, Travel Benefits, No Salary Transfer, Free Travel Insurance, Hotel Discounts, Zomato Gold Membership, Careem Plus

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Emirates Islamic - Skywards Signature Credit Card

Emirates Islamic - Skywards Signature Credit Card

Emirates Islamic - Skywards Signature Credit Card
AED 12,000
Minimum Salary
AED 735
Annual Fee
3.49%
Rate
No
Salary Transfer

Features:

Cash Back, Islamic Finance, Sharia Compliant, Air Miles, Airport Lounge Access, Golf Benefits, Travel Benefits, No Salary Transfer, Valet Parking

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Emirates Islamic - Flex Card

Emirates Islamic - Flex Card

Emirates Islamic - Flex Card
AED 5,000
Minimum Salary
AED 0
Annual Fee
3.49%
Rate
No
Salary Transfer

Features:

Balance Transfer, Islamic Finance, Sharia Compliant, Air Miles, Travel Benefits, Free for Life, No Salary Transfer

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Emirates Islamic - Skywards Infinite Credit Card

Emirates Islamic - Skywards Infinite Credit Card

Emirates Islamic - Skywards Infinite Credit Card
AED 25,000
Minimum Salary
AED 2,000
Annual Fee
3.49%
Rate
No
Salary Transfer

Features:

Cash Back, Islamic Finance, Sharia Compliant, Air Miles, Cinema Offers, Golf Benefits, Travel Benefits, No Salary Transfer

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CBI Rewards World Credit Card

CBI Rewards World Credit Card

CBI Rewards World Credit Card
AED 15,000
Minimum Salary
AED 840
Annual Fee
3.45%
Rate
No
Salary Transfer

Features:

Cash Back, Discounts / Vouchers / Offers, Balance Transfer, Air Miles, Airport Lounge Access, Travel Benefits, No Salary Transfer

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ADIB - Value+Card

ADIB - Value+Card

ADIB - Value+Card
AED 5,000
Minimum Salary
AED 0
Annual Fee
3.09%
Rate
No
Salary Transfer

Features:

Discounts / Vouchers / Offers, Islamic Finance, Sharia Compliant, Air Miles, Airport Lounge Access, No Salary Transfer

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Emirates Islamic - Flex Elite Credit Card

Emirates Islamic - Flex Elite Credit Card

Emirates Islamic - Flex Elite Credit Card
AED 15,000
Minimum Salary
AED 735
Annual Fee
3.49%
Rate
No
Salary Transfer

Features:

Air Miles, Airport Lounge Access, Golf Benefits, Travel Benefits, Free Bank Account, No Salary Transfer, Offers, Discounts, E-Statement, Monthly Statement

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The American Express - The Platinum Card

The American Express - The Platinum Card

The American Express - The Platinum Card
AED 31,500
Minimum Salary
AED 3,100
Annual Fee
0%
Rate
No
Salary Transfer

Features:

Discounts / Vouchers / Offers, Air Miles, Airport Lounge Access, No Salary Transfer

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The American Express - Gold Card

The American Express - Gold Card

The American Express - Gold Card
AED 23,000
Minimum Salary
AED 642.8
Annual Fee
0%
Rate
No
Salary Transfer

Features:

Discounts / Vouchers / Offers, Air Miles, Airport Lounge Access, Online Banking, Travel Benefits, Phone Banking, No Salary Transfer, Free Travel Insurance

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Got a question?
Arrange to meet with your bank and discuss your options with them. Perhaps you can convert the outstanding balance to a loan in order to pay off the card quicker and with lesser interest payments to be made. If you do manage to arrange this, cut the card up and don’t ever use it again!
No. You would be better taking out a personal loan instead where the interest is less and payments often more manageable. You are then avoid the temptation and option of just putting one more thing on your credit card.
Your bank will determine the spending limit on your card, according to your ability to pay back the dept and the type of credit card you have. Your limit will usually be set at two or three times your monthly salary. As interest rates in the UAE are very high, we advise you don’t borrow more than you can realistically afford to pay back.
No. Some credit cards will charge no interest for up to 12 months. Others charge 30-35% interest. Be warned, rates in the UAE are much higher than most other countries.
You can make repayments in one of three ways:
  • ATM machine
  • In the branch
  • Online
Yes. Some Islamic credit cards come with a monthly fee and others with a monthly profit rate. These cards often still have an annual fee so make sure that you check clearly all the associated fees  
You can save interest charges by transferring your outstanding balance to another bank’s credit card that charges no interest. Click here for further information about this.
A premium credit card normally requires the holder to have a higher income and will often incur a higher annual fee in exchange for premium benefits.
Most credit cards offer an interest free period of 50-55 days. If you pay the full outstanding balance within this period, you will not have to pay interest.
  • Interest Rates - Is the rate communicated by a monthly interest rate or an annual rate? Rates may also vary according to your monthly salary, your place of employment or whether you’re already a customer of the bank
  • Salary requirement – what is the minimum salary requirement? You need to identify which cards you’re eligible for and then compare the rates, fees and other benefits accordingly
  • Foreign currency rate – if you travel frequently, work out how much you will pay on top of the transaction amount if transactions are made in a foreign currency? Each time you make a transaction on your credit card outside of the UAE, banks will charge you a fee as a percentage of your spend
  • Annual fee – Even if a bank advertises no annual fee, make sure a fee is not applicable from the second year onwards
  • Other applicable fees and charges – for late payments for example
  • Benefits – consider the benefits provided such as air miles, airport lounge access, discounts on hotels and car hire or cash back