Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
ADIB - Emirates Skywards World Elite Card ADIB - Emirates Skywards World Elite Card Minimum Salary: AED 25,000 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: AED 4,500 Rate: 3.33%
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  • Get welcome bonus of 50,000 Skywards Miles on first spend.
  • 70,000 bonus Skywards Miles (subject to meeting spend criteria).
  • Emirates Skywards Silver tier membership for the primary cardholder.
  • Fast Track to Emirates Skywards Gold tier membership.
  • Unlimited Airport lounge access for primary card holder and guest.
  • Four complimentary Emirates Home check-in services within Dubai
  • Complimentary airport transfers
  • Exciting travel and lifestyle benefits
  • Up to 120,000 bonus Skywards Miles
  • Fast track to Emirates Skywards Gold tier membership
  • Complimentary Home check-in service
  • Airport transfers in the UAE
  • Global Lounge Access
  • Valet Parking
  • Free Golf
  • Concierge Services*
  • Travel Inconvenience Cover*
  • Travel Medical Cover*
  • Balance Transfer
  • Cash on Call
  • Easy Installment Plan***
  • ADIB Covered Card Takaful Protection
  • ADIB Mobile Banking App
Additional Information
Required Documents
  • ​Original and copy of valid passport
  • Original and copy of valid Emirates ID
  • Bank account statement (last 3 months)
  • Salary certificate from current employer​ (not more than 30 days old)​
The American Express - The Platinum Card
Minimum Salary
AED 30,700
The American Express - Gold Credit Card
Minimum Salary
AED 15,000
Najm - ONE Cashback Credit Card
Minimum Salary
AED 8,000
Najm - Platinum Plus Cashback Credit Card
Minimum Salary
AED 7,000