Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
The American Express - The Platinum Card The American Express - The Platinum Card Minimum Salary: AED 30,700 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: AED 2,754 Rate: 0%
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Platinum is designed to enrich your global lifestyle, wherever you are in the world. It is your invitation to yet another world of luxuries, combining unique benefits with world-class service. Platinum offers you exclusive travel and lifestyle privileges, elite Platinum Services and No Pre-Set Spending Limit*. You’ll find Platinum opening doors to a wealth of experiences.

  • Receive a US$ 300 / AED 1,100 Annual Travel Credit
  • Complimentary Wi-Fi services with Boingo
  • Complimentary Priority PassTM enrolment to over 1,200 Airport Lounges globally for Basic and Supplementary Cardmember
  • Dedicated Platinum Travel and Concierge Services 24/7
  • Complimentary enrolment to Membership Rewards®
  • Comprehensive Travel Insurance. Your policy number is 'AMEX20'
  • Enrolment to leading hotel loyalty programmes
Additional Information
  • I am aged 21 or over
  • I have a UAE home address
  • I have an annual income of at least US$ 100,000 (or local currency equivalent)
  • I have no history of bad debt
  • And if self-employed, I have been working for more than two years
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
HSBC - Cashback Credit Card
Minimum Salary
AED 10,000
The American Express - Gold Credit Card
Minimum Salary
AED 15,000
Najm - ONE Cashback Credit Card
Minimum Salary
AED 8,000
Najm - Platinum Plus Cashback Credit Card
Minimum Salary
AED 7,000