| Minimum Salary | Salary Transfer | Islamic Finance | Cashback | Annual Fee | Rate | |
|---|---|---|---|---|---|---|
CBI First Credit Card
|
Minimum Salary: AED 40,000 | Salary Transfer: No | Islamic Finance: No | Cashback: Yes | Annual Fee: AED 0 | Rate: 2.99% |
With your CBI First Credit Card you can enjoy a wide array of features, benefits and privileges to match your lifestyle needs. The card is designed to offer you flexibility, convenience and peace of mind. It also provides you with one of the most rewarding points programs in the UAE, "CBI Rewards".
The card offers you complimentary unlimited global airport lounge access, free movies, complimentary membership to CBI dining and entertainment program "CBI Lifestyle" and much, much more.
Features
- Free for life card
- Preferential interest rates and higher credit limits
- International airport lounge access
- Free travel and medical insurance
- Hotel and dining discounts
- Lifestyle and spa discounts
- Travel discounts including airlines and car rental
- Shopping discounts at selected partners across the UAE
Additional Information
Minimum Credit Limit to qualify for this card - AED 40,000 or AED 300,000 balance in a CBI account
CBI Rewards
CBI Rewards is one of the most beneficial loyalty programs in the UAE. With high points earn rate and a wide range of redemption options, CBI Rewards provides you with the flexibility to use your points for what you need.
Each dirham of spend brings its own reward:
- Earn 2.5 rewards points on each dirham of spend in currencies other than UAE dirhams
- Earn 1.75 reward points on each dirham of spend when the transaction amount is over AED 2,000
- Earn 1 reward point on each dirham for all other purchases.
Redeeming your points is simple and hassle-free.
You can redeem your reward points for free flights (including taxes), hotel stays, car rentals, cash vouchers, online shopping, utility bill payments or simply get cash back on your card.
You can also donate your points to charity.
** Calculator Definitions
Amount:
The total amount of money borrowed, also referred to as the principal amount.
Rate (%):
This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years:
This is the original term or length of the product, stated in years.
Effective Monthly Payment:
This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%):
The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
