Complete the application and receive an amazon voucher for AED 100
| Minimum Salary | Salary Transfer | Islamic Finance | Cashback | Annual Fee | Rate | |
|---|---|---|---|---|---|---|
Citi Rewards Credit Card
|
Minimum Salary: AED 8,000 | Salary Transfer: No | Islamic Finance: No | Cashback: Yes | Annual Fee: AED 315 | Rate: 3.69% |
Main Features:
- Earn an AED 300 statement credit as a welcome bonus upon meeting the minimum spend criteria of AED 6,000 within the first 60 days of card issuance.
- Redeem ThankYou® Points for statement cash rebates, instant shopping vouchers, or travel-related purchases.
- Convert major retail purchases into small monthly installment payments.
- Instant cash transfer to your bank account at the click of a button.
- Compatible with Apple Pay, Google Pay, and managed through the Citi Mobile® App.
Key Benefits:
- Earn 1.5 points for every USD spent on grocery/supermarket purchases and international non-AED transactions.
- Earn 1 point for every USD spent on local (AED) spend.
- Free for the 1st year; waived in subsequent years upon meeting the minimum annual spend requirement.
More Product Benefits:
- Access to over 1,200 airport lounges worldwide via the Mastercard Travel Pass app for primary and supplementary cardholders.
- 1 complimentary airport ride per year (up to AED 84 value)
- Flat 30% off 2 movie tickets per month at VOX Cinemas.
- AED 40 discount once a month when ordering via the Carrefour app.
- Talabat 20% discount (up to AED 14) once a month on food and grocery orders
- In Good Company: Access to local dining, entertainment, and shopping discounts across the UAE.
Rates and Fees:
- Annual membership fee AED 315 (including VAT); Annual Fee (Year 2 onwards): AED 300 (Waived if annual spending reaches AED 9,000 or more; plus 5% VAT)
- Late Payment Charges: AED 230 late payment fee if the minimum payment due is not met
Eligiblity & Requirements:
- Minimum Monthly Salary: AED 8,000
- Age Requirement: 18 years old or above
- Residency: UAE residents with valid legal status
Documents Required:
- Valid Emirates ID (original / copy)
- Valid Passport copy
- Valid UAE Residence Visa copy
- Salary Account IBAN details (and bank statement if requested during verification)
Terms and conditions apply, subject to change without prior notice.
** Calculator Definitions
Amount:
The total amount of money borrowed, also referred to as the principal amount.
Rate (%):
This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years:
This is the original term or length of the product, stated in years.
Effective Monthly Payment:
This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%):
The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
