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Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Citibank - Citi Ready Credit Citibank - Citi Ready Credit Minimum Salary: AED 5,000 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: AED 0 Rate: 3.5%
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Get cash faster than ever at a special rate of 15%* per annum with the Citi Ready Credit Card
It is a higher limit credit card with instant access to cash up to 6x your monthly salary or AED 175,000 (whichever is lower), in your account in UAE.

 *T&Cs apply. 15% is annual rate and is applicable during the term of the 1st loan booked on Ready Credit Card within 1 month of card approval
Features
  • Immediate access to cash up to 100% of the credit limit, with first loan at 15% annual rate within 1 month of card approval (T&Cs Apply)
  • Higher credit limit up to 6x of your monthly income or up to AED 175,000, which ever is lower
  • Complimentary access to over 10 VIP lounges in Middle East and Africa
  • Repay flexibly as per the monthly repayment schedule or repay all at once without any extra charge
  • No Annual fee
Unique Features
  • No annual fee in year 1. From year 2, annual fee is waived unless the annual spend is below AED 9,000, in which case a fee of AED 300 will apply
Additional Information
By clicking submit , I acknowledge that my details will be submitted to Yalla Compare and then passed to Citibank, N.A. UAE branch (“Citi”). I consent to allow Yalla Compare to share my details with Citi and hereby acknowledge and agree to allow Citi to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion.

By inquiring about Citi services, offers or products, I authorize Citi representatives to approach me on my contact details including my telephone/mobile number for any product or service offered by Citi anytime within 12 month period from the time of this acknowledgment. I hereby represent and warrant that the information provided herein is true, accurate, and complete and that I agree to remain responsible for and to indemnify Citi from and against any losses, claims and/or liabilities incurred by Citi as a result of having relied on such information. Citi is not required to verify the information provided by me and neither is the bank obliged to provide me with any loans or credit facilities based on the provided information.

** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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