Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Dubai Islamic Bank - Prime Classic Credit Card Dubai Islamic Bank - Prime Classic Credit Card Minimum Salary: AED 5,000 Salary Transfer: No Islamic Finance: Yes Cashback: No Annual Fee: AED 0 Rate: 3%
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The interest-free premium experience.
With benefits to match your lifestyle ranging from easy cash accessibility and balance transfers to insurance services, auto assistance and more, let this be your card of choice.

Wala'a Rewards
  • Get immediate access to the DIB loyalty program – Wala’a Rewards and start saving from day one! Earn 1.0 Wala’a Rewards for every AED 1 spent on all retail spends and then redeem the Rewards for flight tickets, hotel stays, retail purchases, bill payments and plenty more.
Cash Flexibility
  • Enjoy easy cash access with high cash withdrawal limits of up to 80% (of total card limit) along with a cash transfer facility from your card to your Dubai Islamic Bank account. Convenient and simple, access cash wherever you are in the world with high withdrawal limits on your Prime Classic Card, along with the card to account funds transfer option.

Transfer Existing Balance

  • Manage payments easily by consolidating your other card balances onto your Prime card (up to 80% of card limit or 100% of the available cash limit).
  • Avail the balance transfer facility through Online or Mobile Banking as well as through Banking Express Terminals. 

We've Got You Covered

  • Enjoy greater travel and personal accident insurance coverage benefits for you (principal sum of USD 50,000) and your family.

Roadside assistance

  • One additional roadside assistance will be provided on charge of Upgrade fee. Max cap of 3 services per year.

Simply Keep your card handy to avail these free services:

  1. Vehicle Servicing- Pick up and Drop off 
  2. Vehicle Registration – Once a year 
  3. Battery Boost  
  4. Flat tyre fixing 
  5. Lock-out service 
  6. Fuel assistance 
  7. Off-road pull out 
  8. International Driving License - 50% discount 

Credit Shield Takaful

For a fee of 0.94% of the card outstanding, the Credit Shield Takaful feature covers the unfortunate events of death, total disability or loss of employment, taking care of your card outstanding at such a time. Maximum coverage is as follows:

  1. Involuntary loss of employment - AED 30,000 
  2. Permanent Total Disability - AED 200,000 
  3. Death - AED 200,000 

Card Protection Plus

  • An optional facility that allows you to set security preferences on your Prime Classic Card
  • Wala'a Rewards
  • Cash Flexibility
  • Transfer Existing Balance
  • 80% of the Card Limit or 100% of the available cash limit can be used
  • You are entitled to multiple balance transfer transactions
  • No documentation required
  • Instant transfer directly to the other bank’s credit card (takes from 1 to 3 business days)
  • Minimum transfer amount - AED 100, maximum amount - AED 250,000.
  • Roadside Assistance
  • Credit Shield Takaful
  • Card Protection Plus
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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