Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Dubai Islamic Bank - The Emirates Skywards DIB Signature Credit Card Dubai Islamic Bank - The Emirates Skywards DIB Signature Credit Card Minimum Salary: AED 15,000 Salary Transfer: No Islamic Finance: Yes Cashback: No Annual Fee: AED 1,575 Rate: 3%
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With the Emirates Skywards DIB Signature Credit Card you will earn Skywards Miles on all local and foreign currency spends. You can then spend the Miles with Emirates and a wide selection of partners, and enjoy enhanced travel experience with benefits and services that make every trip more rewarding.

Earn bonus Skywards Miles

  • Earn up to 50,000 bonus Skywards Miles with the Emirates Skywards DIB Signature Credit Card
  • You will earn 0.2 Mile per USD spend on government, supermarkets/groceries, utilities, insurance, automobiles, education, fuel, real estate and telecom.
  • You will earn 0.5 Mile per USD spend in European Economic Area.
  • Offer valid on your everyday spends.
  • Up to 50,000 bonus tier miles.
Airport lounge access worldwide: The card entitles you to enjoy access to over 850 airport lounges worldwide via LoungeKey.
Experience Luxury Hotel Collection from Visa: Enjoy exclusive member privileges at over 900 luxury hotel properties around the world
Balance transfer facility: Use the Emirates Skywards DIB Signature Credit Card to clear your outstanding on any other banks' credit cards and save more on unnecessary charges with no documentation required.
Medical and Legal Referral: Travel the world carefree and safe, knowing that you have the medical help you need wherever you go.

** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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