Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Emirates Islamic - RTA Card Emirates Islamic - RTA Card Minimum Salary: AED 5,000 Salary Transfer: No Islamic Finance: Yes Cashback: Yes Annual Fee: AED 0 Rate: 3.49%
Apply Online Now
Fill in your details below and a product advisor will call you back with more details.
Some required information is not valid

Key Benefits

Fuel Spends

Get 10% Cashback on Fuel Spends.

RTA Transport Payments

Get 10% Cashback on RTA Transport Payment.

Guaranteed Cashback on all spends

Earn up to 2.25% cashback per AED 1 Spend.

NOL Card

Built in Nol card for easy access and payments on RTA transport network.

Reward Benefits

Enjoy up to 10% Cashback

RTA Transport Payments10%AED 100
Fuel Stations10%AED 100
InternationalUp to 2.25%Unlimited
Domestic (Base Cashback*)Up to 1.25%Unlimited

Cashback Redemption

Redeem your cashback points within seconds through Online Banking or through our Mobile Banking app.
All you need to do is follow the steps below:
  • Log in to your Emirates Islamic account through Online Banking or Mobile Banking
  • Click on 'Cards'
  • Tap on 'Rewards'
  • Select 'Redemption' and submit your request.

Additional Benefits

  • Facilities available on the RTA Credit Card
  • Complimentary Reel Cinemas Movie Tickets
  • Enjoy 15% off on Emaar Entertainment Attractions
  • Emergency Cash and Card replacement
  • Extended Warranty
  • Payment Options
  • Purchase Protection

Representative Example

The American Express - The Platinum Card
Minimum Salary
AED 30,700
The American Express - Gold Credit Card
Minimum Salary
AED 15,000
Najm - ONE Cashback Credit Card
Minimum Salary
AED 8,000
Najm - Platinum Plus Cashback Credit Card
Minimum Salary
AED 7,000