Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Emirates ENBD - U By Emaar Signature Credit Cards Emirates ENBD - U By Emaar Signature Credit Cards Minimum Salary: AED 15,000 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: AED 262.5 Rate: 3.25%
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Apply for an Emirates NBD Credit Card to win Apple products and a guaranteed voucher!

Apply for an Emirates NBD Credit Card and be one of 120 lucky winners of various Apple products from Apple watches to MacBook pro laptops!

That’s not all, you can also get a guaranteed YOUGotaGift HappyYOU card worth up to AED 400 that can be availed across 200+ brands.

Apple Watch Series 8 45MM30
Apple iPhone 14 Pro Max 256GB30
Apple AirPods 3rd generation30
Apple 13-inch MacBook Pro30

Distinctively Rewarding

One that rewards you with enriching experiences everyday

Earn 1.25% back as Upoints for all your spends and 5 times more Upoints for all Emaar spends
Airport Lounge Access
Complementary access to over 850 Premium Airport Lounges globally
Movie Tickets
Get an Exclusive Buy-One-Get-One free at Reel Cinemas with a Complimentary soft drinks and popcorn
Enjoy 6.25% back when you shop at Emaar Malls

Earn Upoints for every spend and redeem them instantly  at over 1500+ stores across your favorite brands
  • Earn rewards, miles & cashback
  • 0% Installment Plans
  • Dining Discount
  • Flexible benefits & loyalty partner discount
  • Airport Lounge Access
  • Movie discounts
Additional Information
Required Documents
Find out the Required Documents for Credit Cards
Credit Card Application
Original Emirates ID and copy along with Passport Copy for Identification
Latest Salary Certificate for Salaried Individual
Trade License for Non-Individual
Latest 3 Months Bank Statements (Mini ATM statement incase Bank Statements were not original)
Security Cheque

Please Note:
This document checklist contains the list of all the essential documents required to process your request.
If any of the required documents as per the checklist are missing, the process of the application may be delayed.
Additional documents may be required at the Bank's sole discretion.
Please ensure all documents are in order as per the checklist before visiting the branch, for quick processing and faster turnaround times.
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Najm - ONE Cashback Credit Card
Minimum Salary
AED 8,000
Najm - Platinum Plus Cashback Credit Card
Minimum Salary
AED 7,000
Najm - Platinum Cashback Credit Card
Minimum Salary
AED 7,000
HSBC - Cashback Credit Card
Minimum Salary
AED 10,000