Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Emirates ENBD - U By Emaar Signature Credit Cards Emirates ENBD - U By Emaar Signature Credit Cards Minimum Salary: AED 15,000 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: AED 262.5 Rate: 3.25%
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Distinctively Rewarding

One that rewards you with enriching experiences everyday

Rewards
Earn 1.25% back as Upoints for all your spends and 5 times more Upoints for all Emaar spends
Airport Lounge Access
Complementary access to over 850 Premium Airport Lounges globally
Movie Tickets
Get an Exclusive Buy-One-Get-One free at Reel Cinemas with a Complimentary soft drinks and popcorn
Shopping
Enjoy 6.25% back when you shop at Emaar Malls

Upoints
Earn Upoints for every spend and redeem them instantly  at over 1500+ stores across your favorite brands
Features
  • Enjoy 6.25% back when you stay at Emaar Hotels
  • Get 6.25% back on all your shopping & dining spends and redeem them instantly at over 1500+ stores across your favorite brands
  • Enjoy 6.25% back when you dine at restaurants
  • Enjoy up to 30% off on entertainment
  • Buy one get one free on movie experiences
  • Airport Lounge Access
  • New Credit Shield Pro
  • Contactless Payments
  • Easy Installment Plans
  • Benefits from Visa
  • Financial Benefits
  • Security Benefits
  • Insurance Benefits
  • Discounts and offers in 3,100 locations and counting
Additional Information
Required Documents
Find out the Required Documents for Credit Cards
Credit Card Application
Original Emirates ID and copy along with Passport Copy for Identification
Latest Salary Certificate for Salaried Individual
Trade License for Non-Individual
Latest 3 Months Bank Statements (Mini ATM statement incase Bank Statements were not original)
Security Cheque

Please Note:

This document checklist contains the list of all the essential documents required to process your request.
If any of the required documents as per the checklist are missing, the process of the application may be delayed.
Additional documents may be required at the Bank's sole discretion.
Please ensure all documents are in order as per the checklist before visiting the branch, for quick processing and faster turnaround times.
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
HSBC - Cashback Credit Card
Minimum Salary
AED 10,000
Rate
3.45%
The American Express - The Platinum Card
Minimum Salary
AED 30,700
Rate
0.00%
The American Express - Gold Credit Card
Minimum Salary
AED 15,000
Rate
3.25%
Najm - ONE Cashback Credit Card
Minimum Salary
AED 8,000
Rate
3.25%