Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Emirates ENBD - U By Emaar Signature Credit Cards Emirates ENBD - U By Emaar Signature Credit Cards Minimum Salary: AED 15,000 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: AED 262.5 Rate: 3.25%
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Distinctively Rewarding

One that rewards you with enriching experiences everyday

Earn 1.25% back as Upoints for all your spends and 5 times more Upoints for all Emaar spends
Airport Lounge Access
Complementary access to over 850 Premium Airport Lounges globally
Movie Tickets
Get an Exclusive Buy-One-Get-One free at Reel Cinemas with a Complimentary soft drinks and popcorn
Enjoy 6.25% back when you shop at Emaar Malls

Earn Upoints for every spend and redeem them instantly  at over 1500+ stores across your favorite brands
  • Enjoy 6.25% back when you stay at Emaar Hotels
  • Get 6.25% back on all your shopping & dining spends and redeem them instantly at over 1500+ stores across your favorite brands
  • Enjoy 6.25% back when you dine at restaurants
  • Enjoy up to 30% off on entertainment
  • Buy one get one free on movie experiences
  • Airport Lounge Access
  • New Credit Shield Pro
  • Contactless Payments
  • Easy Installment Plans
  • Benefits from Visa
  • Financial Benefits
  • Security Benefits
  • Insurance Benefits
  • Discounts and offers in 3,100 locations and counting
Additional Information
Required Documents
Find out the Required Documents for Credit Cards
Credit Card Application
Original Emirates ID and copy along with Passport Copy for Identification
Latest Salary Certificate for Salaried Individual
Trade License for Non-Individual
Latest 3 Months Bank Statements (Mini ATM statement incase Bank Statements were not original)
Security Cheque

Please Note:

This document checklist contains the list of all the essential documents required to process your request.
If any of the required documents as per the checklist are missing, the process of the application may be delayed.
Additional documents may be required at the Bank's sole discretion.
Please ensure all documents are in order as per the checklist before visiting the branch, for quick processing and faster turnaround times.
The American Express - The Platinum Card
Minimum Salary
AED 30,700
The American Express - Gold Credit Card
Minimum Salary
AED 15,000
Najm - ONE Cashback Credit Card
Minimum Salary
AED 8,000
Najm - Platinum Plus Cashback Credit Card
Minimum Salary
AED 7,000