| Minimum Salary | Salary Transfer | Islamic Finance | Cashback | Annual Fee | Rate | |
|---|---|---|---|---|---|---|
Emirates Islamic - Flex Card
|
Minimum Salary: AED 5,000 | Salary Transfer: No | Islamic Finance: Yes | Cashback: No | Annual Fee: AED 0 | Rate: 3.49% |
Enjoy the flexibility to reward yourself the way you want.
Welcome Bonus
Welcome bonus of 10,000 EI SmartMiles.
EI SmartMiles
Up to 2.25 EI SmartMiles per AED 1 spend.
Instant Purchase
Use the "Instant Purchase" feature to redeem your EI SmartMiles against any purchase, across the globe at any merchant.
Easy Redemption
Redeem your EI SmartMiles at over 300 Airlines and 180,000 hotels worldwide.
EI SmartMiles
EI SmartMiles rewards programme has been exclusively designed to offer customers travel, shopping and lifestyle benefits. What's more, you can redeem them without any blackout dates. Enjoy the flexibility to redeem your EI SmartMiles for flights, hotels and retail transactions instantly anywhere in the world.
What can you do with your EI SmartMiles?
- Travel
- Miles Exchange
- Instant Purchase
- Online Market Place
Salary Requirement: - 5,000 AED For UAE Nationals
- 10,000 AED For Expats
- 5,000 AED For UAE Nationals
- 10,000 AED For Expats
Features
- Extended Warranty
- Luxury Hotel Collection
- Xperience with the ENTERTAINER
- Complimentary Reel Cinemas Movie Tickets
- Enjoy 15% off on Emaar Entertainment Attractions
- Cash on Call Facility
- Balance Transfer
- Easy Payment Plans
** Calculator Definitions
Amount:
The total amount of money borrowed, also referred to as the principal amount.
Rate (%):
This is the annual profit rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years:
This is the original term or length of the product, stated in years.
Effective Monthly Payment:
This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%):
The Calculated Annual Percentage Rate (APR) is determined using the annual profit rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different profit rates and fee structures.
