Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Emirates Islamic - Etihad Guest Premium Credit Card Emirates Islamic - Etihad Guest Premium Credit Card Minimum Salary: AED 15,000 Salary Transfer: No Islamic Finance: No Cashback: Yes Annual Fee: AED 1,500 Rate: 3.49%
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Emirates Islamic Etihad Guest Premium Credit Card

A card built on choice. Your choice.

Key Benefits

Earn Etihad Guest Miles

Up to 3.5 Etihad Guest Miles per USD spent.

Etihad Guest Gold Tier Status

Fast-Track update to Etihad Guest Gold Tier Status.

50% Etihad Guest Miles Back

Unlimited 50% miles back on booking/upgrading a flight with Etihad Guest Miles.

Lounge access

Complimentary Airport Transfers and Lounge access

Etihad Guest Miles

Welcome Bonus

Select your preferred option from the below table and earn up to 55,000 Etihad Guest Miles as welcome bonus up on payment of Annual Membership Fee.

OptionsWelcome BonusAnnual Membership Fee (AMF)
125,000 Etihad Guest milesAED 1,500/-
255,000 Etihad Guest milesAED 2,500/-

Etihad Guest Earn Rates

For every USD 1 retail spend made using your Emirates Islamic Etihad Guest Card you will earn Etihad Guest Miles as per below.

Spend CategoryEarn Rates
Spend at Etihad Airline3.5 Etihad Guest Miles
International Spend3 Etihad Guest Miles
Two Chosen Categories2.5 Etihad Guest Miles
Domestic SpendUp to 2 Etihad Guest Miles

Choose your Accelerated Rewards Category

Emirates Islamic Etihad Guest Premium card is the only credit card in the UAE that gives you the freedom of choice to define your preferred categories and earn Etihad Guest Miles on spends made on the same. You can chose your preferred categories from any of the below.

  • Apparel Shopping
  • Beauty & Wellness
  • Car Rentals
  • Dining
  • Duty Free
  • Hotels
  • Jewelry/Watches
  • Mobile Wallets

You will earn 2.5 Etihad Guest Miles for every USD 1 spend on the chosen categories. The Etihad Guest Mile earning on the 2 chosen categories is capped at 1,500 Miles per category per month.

Earn Tier Miles:

Earn 1 Etihad Guest Tier Mile for every 1 USD spent internationally on non-AED currency using your card. A maximum of 20,000 Tier Miles can be earned in a membership year.

Etihad Benefits

  • Fast-Track to Etihad Guest Gold Tier Status
  • Unlimited 50% Miles back on booking/upgrading a flight with Etihad Guest Miles
  • Complimentary Inflight wifi vouchers
  • Complimentary Airport Transfers
  • 0% Easy Payment Plan on Etihad purchases

Additional Privileges

  • Complimentary Lounge Access
  • Get 50% discount on domestic airport transfers
  • Unlimited complimentary golf any day of the week
  • Multi trip travel Insurance
  • Extended Warranty
  • Global Assistance
  • Earn 50% cashback on Movies
  • Free Valet Parking
  • Purchase Protection
  • Exclusive Visa Infinite Offers
  • Balance Transfer Facility
  • Cash Advance
  • Global Concierge

** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual profit rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual profit rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different profit rates and fee structures.
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