Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Emirates NBD - dnata World Credit Card Emirates NBD - dnata World Credit Card Minimum Salary: AED 25,000 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: AED 1,048 Rate: 3.25%
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Travel the world and the seven seas and get 15% back!

Fly in over 130 airlines and book your stays in thousands of luxury hotels across the globe

  • Travel vouchers worth AED 2,500
  • 10% back on Dubai Duty Free; 0% forex fee
  • Free access to over 900 VIP airport lounges

Key benefits and highlights

See the world in your own light

Introductory offer: Up to AED 2,500 worth travel vouchers
  • AED 1,000 voucher on paying the joining fee
  • AED 1,500 voucher on retail spends of AED 25,000 in the first 3 billing statements
Earn dnata Points on spends
  • 15% on Costa Coffee, City Sightseeing, Giraffe and dnata Travel
  • 10% at MMI, Al Hamra Cellar, Arabian Adventures, Le Clos and on Duty Free shopping
  • 2% on all retail spends
Complimentary airport lounge access to over 1000 lounges worldwide via LoungeKey
Concierge services to take care of your time-consuming errands
Complimentary access to top golf courses across the UAE
Valet Parking at selected locations in Abu Dhabi 
Features
  • Complimentary Concierge
  • Airport pick up and drop off
  • Complementary golf
  • Luxury shopping and travel with miles & points
  • Free Valet parking
  • Premium loyalty memberships
  • Movie Offers
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Najm - ONE Cashback Credit Card
Minimum Salary
AED 8,000
Rate
3.25%
Najm - Platinum Plus Cashback Credit Card
Minimum Salary
AED 7,000
Rate
3.25%
Najm - Platinum Cashback Credit Card
Minimum Salary
AED 7,000
Rate
3.25%
HSBC - Cashback Credit Card
Minimum Salary
AED 10,000
Rate
3.45%