Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Emirates NBD - Titanium Credit Card Emirates NBD - Titanium Credit Card Minimum Salary: AED 5,000 Salary Transfer: No Islamic Finance: No Cashback: Yes Annual Fee: AED 0 Rate: 3.25%
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Apply for an Emirates NBD Credit Card to win Apple products and a guaranteed voucher!

Apply for an Emirates NBD Credit Card and be one of 120 lucky winners of various Apple products from Apple watches to MacBook pro laptops!

That’s not all, you can also get a guaranteed YOUGotaGift HappyYOU card worth up to AED 400 that can be availed across 200+ brands.


PrizeUnits
Apple Watch Series 8 45MM30
Apple iPhone 14 Pro Max 256GB30
Apple AirPods 3rd generation30
Apple 13-inch MacBook Pro30
Total120

Your lifestyle. Your privileges. Your Card.

Take advantage of a host of lifestyle features and benefits
Rewards
Earn up to 1 Plus Points for every AED 100 spend

Airport Lounge Access
Complimentary access to over 10 VIP lounges

Buy1 Get1 offers
Enjoy hundreds of the best brands and outlets throughout
Middle East & Africa

Complimentary lounge access to over 10 regional airports
Up to 40% discount at over 100 golf courses worldwide
Exclusive offers and deals on travel, lifestyle, shopping and more

Plus Points
Get rewarded for all your retail spends
  • Earn Plus Points for every spend and redeem them instantly at your favorite stores. You can also convert your Plus Points to Frequent Flyer Miles or Cash back.
  • Earn up to 1 Plus Points for every AED 100 spend
  • Earn 0.4% Plus Points in supermarkets and groceries spends
  • Earn 0.4% Plus Points in Insurance and Car Dealership spends
  • Earn 0.2% Plus Points in Fuel and Utility Payments
  • Earn 0.2% Plus Points in Real Estate and Education spends
Additional Information
Required Documents
  • Find out the Required Documents for Credit Cards
  • Security Cheque
  • Latest 3 Months Bank Statements (Mini ATM statement incase Bank Statements were not original)
  • Trade License for Non-Individual
  • Latest Salary Certificate for Salaried Individual
  • Original Emirates ID and copy along with Passport Copy for Identification
Representative Example

** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Najm - ONE Cashback Credit Card
Minimum Salary
AED 8,000
Rate
3.25%
Najm - Platinum Plus Cashback Credit Card
Minimum Salary
AED 7,000
Rate
3.25%
Najm - Platinum Cashback Credit Card
Minimum Salary
AED 7,000
Rate
3.25%
HSBC - Cashback Credit Card
Minimum Salary
AED 10,000
Rate
3.45%