Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Emirates NBD - U By Emaar infinite Credit Cards Emirates NBD - U By Emaar infinite Credit Cards Minimum Salary: AED 30,000 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: AED 1,500 Rate: 3.25%
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Distinctively Rewarding

One that rewards you with enriching experiences everyday

Rewards
Earn 1.5% back as Upoints for all your spends and 5 times more Upoints for all Emaar spends

Welcome Offer
Earn up to 25,000 Upoints

Valet Parking*
Enjoy complimentary Valet parking at The Grand parking in Dubai Mall

Movie Tickets
Get an Exclusive Buy-One-Get-One free at Reel Cinemas with a Complimentary soft drinks and popcorn

Upoints
Earn Upoints for every spend and redeem them instantly  at over 1500+ stores across your favorite brands.
Features
  • Complimentary Concierge
  • Airport pick up and drop off
  • Complementary golf
  • Luxury shopping and travel with miles & points
  • Free Valet parking
  • Premium loyalty memberships
  • Movie Offers
Additional Information

** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Najm - ONE Cashback Credit Card
Minimum Salary
AED 8,000
Rate
3.25%
Najm - Platinum Plus Cashback Credit Card
Minimum Salary
AED 7,000
Rate
3.25%
Najm - Platinum Cashback Credit Card
Minimum Salary
AED 7,000
Rate
3.25%
HSBC - Cashback Credit Card
Minimum Salary
AED 10,000
Rate
3.45%