Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Emirates NBD - U By Emaar infinite Credit Cards Emirates NBD - U By Emaar infinite Credit Cards Minimum Salary: AED 30,000 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: AED 1,500 Rate: 3.25%
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Distinctively Rewarding

One that rewards you with enriching experiences everyday
Earn 1.5% back as Upoints for all your spends and 5 times more Upoints for all Emaar spends
Welcome Offer
Earn up to 25,000 Upoints
Valet Parking*
Enjoy complimentary Valet parking at The Grand parking in Dubai Mall
Movie Tickets
Get an Exclusive Buy-One-Get-One free at Reel Cinemas with a Complimentary soft drinks and popcorn

Earn Upoints for every spend and redeem them instantly  at over 1500+ stores across your favorite brands.
  • Get 7.5% back as Upoints when you shop at Emaar Malls and redeem them instantly at over 1500+ stores across your favorite brands
  • Enjoy 7.5% back when you stay at Emaar Hotels
  • Enjoy 7.5% back when you dine at restaurants
  • Enjoy up to 30% off on entertainment
  • Buy one get one free on movie experiences
  • Exclusive offers to welcome you onboard
  • Indulge in our comfortable premium lounges
  • Airport Transfers
  • Golf Privileges
  • New Credit Shield Pro
  • Contactless Payments
  • Easy Installment Plans
  • Benefits from Visa
  • Financial Benefits
  • Security Benefits
  • Insurance Benefits
  • Discounts and offers in 3,100 locations and counting.
Additional Information
Required Documents
Find out the Required Documents for Credit Cards
Original Emirates ID and copy along with Passport Copy for Identification
Latest Salary Certificate for Salaried Individual
Trade License for Non-Individual
Latest 3 Months Bank Statements (Mini ATM statement incase Bank Statements were not original)
Security Cheque

Please Note:

This document checklist contains the list of all the essential documents required to process your request.
If any of the required documents as per the checklist are missing, the process of the application may be delayed.
Additional documents may be required at the Bank's sole discretion.
Please ensure all documents are in order as per the checklist before visiting the branch, for quick processing and faster turnaround times.
The American Express - The Platinum Card
Minimum Salary
AED 30,700
The American Express - Gold Credit Card
Minimum Salary
AED 15,000
Najm - ONE Cashback Credit Card
Minimum Salary
AED 8,000
Najm - Platinum Plus Cashback Credit Card
Minimum Salary
AED 7,000