Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Emirates NBD - Visa infinite Credit Card Emirates NBD - Visa infinite Credit Card Minimum Salary: AED 20,000 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: AED 1,575 Rate: 3.25%
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The ultimate in spending power, convenience, personal privileges and unparalleled service – our cardholders deserve only the best.

Plus Points
Up to 2 points for every AED 100 spent

Airport Lounge Access
Unlimited access to over 1,000 premium lounges in over 300 cities

Concierge desk
Airport transfers up to 4 drops per calendar year in the UAE

Key benefits and highlights

Stand out from the rest

  • Earn Plus Points on spends
    • Up to 2 Points for every AED 100 spend
    • 0.4% Points for supermarkets, groceries, insurance and car dealership spends
    • 0.2% Points for fuel, utility bill payments, real estate and education spends
  • Complimentary airport lounge access to over 1000 lounges worldwide via LoungeKey
  • Concierge services to take care of your time-consuming errands
  • Valet Parking at selected locations in Abu Dhabi
  • Interest rate of 3.25% per month; minimum payment: 5% of the outstanding or AED 100, whichever is higher
  • Complimentary Concierge
  • Airport pick up and drop off
  • Complementary golf
  • Luxury shopping and travel with miles & points
  • Free Valet parking
  • Premium loyalty memberships
  • Movie Offers
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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Najm - Platinum Cashback Credit Card
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