Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
ENBD - LuLu 247 Mastercard Titanium Credit Card ENBD - LuLu 247 Mastercard Titanium Credit Card Minimum Salary: AED 15,000 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: AED 0 Rate: 3.25%
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Earn up to 3.5% back as LuLu Points on your daily spends and with no minimum spend requirement, you will always be rewarded.
Up to 3.5% back as LuLu Points on your daily spends
Welcome Offer
0% Balance Transfer
Exclusive Privileges and Offers at LuLu

LuLu Points
Earn LuLu Points

  • Earn up to 3.5% back as LuLu Points on your daily spends.
  • Earn 3.5% on LuLu in-store and online spends
  • Earn 2% on fuel spends
  • Earn 1% on utility bill payment
  • Earn 0.35% on all other spends

Redeem LuLu Points

Easily redeem LuLu Points at over 70 LuLu stores at 1 LuLu point = 1 AED

All you need to do is:

Step 1: Insert the card into terminal and it will show you 2 options to choose from - ENBD Mastercard & LuLu Points.

Step 2: Select "LuLu Points" option to redeem points or select "ENBD Mastercard" option to pay as credit card transaction.

For partial redemptions, simply make 2 transactions with the desired amount.

  • Free for life card
  • 0% Installment Plans
  • Earn points on purchases
  • 5% cashback on all Amazon purchases using MORE App
  • Dining discounts
  • Airport Lounges
  • Rich reward earnings and flexible redemptions
  • Welcome offer 0% Balance Transfer with zero processing fee for 6 or 12 months
Additional Information
Required Documents
Find out the Required Documents for Credit Cards
Original Emirates ID and copy along with Passport Copy for Identification
Latest Salary Certificate for Salaried Individual
Trade License for Non-Individual
Latest 3 Months Bank Statements (Mini ATM statement incase Bank Statements were not original)
Security Cheque

Please Note:

This document checklist contains the list of all the essential documents required to process your request.
If any of the required documents as per the checklist are missing, the process of the application may be delayed.
Additional documents may be required at the Bank's sole discretion.
Please ensure all documents are in order as per the checklist before visiting the branch, for quick processing and faster turnaround times.
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Najm - ONE Cashback Credit Card
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Najm - Platinum Plus Cashback Credit Card
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AED 7,000
Najm - Platinum Cashback Credit Card
Minimum Salary
AED 7,000
HSBC - Cashback Credit Card
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AED 10,000