Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Liv - Platinum Credit Card Liv - Platinum Credit Card Minimum Salary: AED 5,000 Salary Transfer: No Islamic Finance: No Cashback: Yes Annual Fee: AED 0 Rate: 3.25%
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The most flexible credit card in town!
Shop, earn cashback and switch between reward programs

Welcome Bonus
Get Aed 200 bonus on your application completion 

Fully digital & easy to use

From applying to activating and managing it, you can do it all from your Liv App in just a few clicks.
  • Paperless application
  • Balance transfer
  • Track rewards
  • Loan on card
  • Switch between rewards
  • Easy payback options

  • Up to AED 12,000 cashback per annum
  • Earn 1 Skywards Miles per AED 1
  • Free Airport Lounge access
  • Free Reel Cinema tickets every month
  • Buy 1 get 1 free dining & lifestyle offers
  • No annual fee
  • Dining out discounts
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Najm - ONE Cashback Credit Card
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AED 8,000
Najm - Platinum Plus Cashback Credit Card
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AED 7,000
Najm - Platinum Cashback Credit Card
Minimum Salary
AED 7,000
HSBC - Cashback Credit Card
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AED 10,000